Insurance Licensing PA-Title-Insurance-Agent Q&A - in .pdf

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 19, 2026
  • Q & A: 67 Questions and Answers
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  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
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  • Q & A: 67 Questions and Answers
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation12%- Licensing
  • 1. Persons to be licensed
    • 2. Expiration
      • 3. Renewal
        • 4. Revocation, suspension, nonrenewal or denial of license
          • 5. Continuing education
            • 6. Assumed names
              • 7. Reporting of actions
                • 8. Appointment procedures
                  • 9. Cease and desist orders
                    • 10. Address change
                      • 11. Maintenance and duration
                        • 12. Licensing process
                          • 13. Title producer additional requirements
                            • 14. General requirements
                              • 15. Disciplinary actions
                                - Federal regulation
                                • 1. Fraud and false statements (18 USC 1033/1034)
                                  • 2. Fair Credit Reporting Act
                                    - Producer regulation
                                    • 1. Record keeping
                                      • 2. Charges for extra services
                                        • 3. Unfair inducements and marketing practices
                                          • 4. Prohibited acts
                                            - State regulation
                                            • 1. Commissioner's general duties and powers
                                              - Unfair trade practices
                                              • 1. Boycott, coercion or intimidation
                                                • 2. Twisting
                                                  • 3. Unfair discrimination
                                                    • 4. Misrepresentation
                                                      • 5. Rebates and inducements
                                                        • 6. Defamation
                                                          • 7. False advertising
                                                            - Title insurance law requirements
                                                            • 1. Examination of title required
                                                              - Company regulation
                                                              • 1. Rates regulation
                                                                • 2. Solvency requirements
                                                                  • 3. Unfair claims settlement practices
                                                                    General Insurance Concepts3%
                                                                    Title Exceptions and Procedures for Clearing Title21%- Property-related issues
                                                                    • 1. Equitable interests
                                                                      • 2. Condominiums
                                                                        • 3. Attachments
                                                                          • 4. Water rights
                                                                            • 5. Mineral rights
                                                                              • 6. Surveys
                                                                                - Liens and encumbrances
                                                                                • 1. Involuntary liens
                                                                                  • 2. Federal liens
                                                                                    • 3. Taxes and assessments
                                                                                      • 4. Voluntary liens
                                                                                        • 5. Judgments
                                                                                          - General exceptions
                                                                                          Title Insurance Principles- Title search techniques
                                                                                          • 1. Hard copy index
                                                                                            • 2. Computer index
                                                                                              • 3. Chain sheet
                                                                                                - Risks covered by title insurance
                                                                                                • 1. Errors by producer
                                                                                                  • 2. Errors in public records
                                                                                                    • 3. Hidden off-record risks
                                                                                                      - Policy structure
                                                                                                      • 1. Endorsements
                                                                                                        • 2. Exclusions
                                                                                                          • 3. Insuring provisions
                                                                                                            • 4. Schedule A
                                                                                                              • 5. Conditions and stipulations
                                                                                                                • 6. Schedule B exceptions
                                                                                                                  - Title insurance policies
                                                                                                                  • 1. Loan policy
                                                                                                                    • 2. Enhanced policies
                                                                                                                      • 3. Leasehold policy
                                                                                                                        • 4. Owner's policy
                                                                                                                          • 5. Commitments
                                                                                                                            - Insurable interests
                                                                                                                            • 1. Fee simple estate
                                                                                                                              • 2. Easements
                                                                                                                                • 3. Leasehold estate
                                                                                                                                  • 4. Life estate

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

                                                                                                                                    A) a fine
                                                                                                                                    B) license suspension
                                                                                                                                    C) a jail sentence
                                                                                                                                    D) license revocation


                                                                                                                                    2. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

                                                                                                                                    A) B-II
                                                                                                                                    B) A
                                                                                                                                    C) B-I
                                                                                                                                    D) C


                                                                                                                                    3. A leasehold interest in real property ownership is

                                                                                                                                    A) an usury interest.
                                                                                                                                    B) an insurable interest.
                                                                                                                                    C) a non insurable interest.
                                                                                                                                    D) a lien interest.


                                                                                                                                    4. Which of the following is considered a voluntary lien?

                                                                                                                                    A) Real estate tax lien.
                                                                                                                                    B) Construction lien.
                                                                                                                                    C) State tax lien.
                                                                                                                                    D) Mortgage lien.


                                                                                                                                    5. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

                                                                                                                                    A) disbursement
                                                                                                                                    B) pre-closing
                                                                                                                                    C) marketing
                                                                                                                                    D) post-closing


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: C
                                                                                                                                    Question # 2
                                                                                                                                    Answer: A
                                                                                                                                    Question # 3
                                                                                                                                    Answer: B
                                                                                                                                    Question # 4
                                                                                                                                    Answer: D
                                                                                                                                    Question # 5
                                                                                                                                    Answer: D

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