Insurance Licensing NY-Life-Accident-and-Health Q&A - in .pdf

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Sep 19, 2026
  • Q & A: 122 Questions and Answers
  • PDF Price: $59.99
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  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Sep 19, 2026
  • Q & A: 122 Questions and Answers
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Life Insurance Products and Provisions30%- Types of Life Insurance Policies
  • 1. Term, Whole Life, Universal Life
    • 2. Annuities and Retirement Products
      - Policy Provisions, Riders and Options
      • 1. Non-forfeiture Values and Dividends
        • 2. Beneficiary Designations
          Topic 2: Accident and Health Insurance35%- Government Health Programs
          • 1. New York State Specific Programs
            • 2. Medicare and Medicaid
              - Policy Provisions and Claims
              • 1. Eligibility and Enrollment
                • 2. Coordination of Benefits
                  - Health Insurance Basics
                  • 1. Medical Expense and Disability Income
                    • 2. Group vs Individual Coverage
                      Topic 3: Insurance Regulation and General Principles20%- Insurance Concepts
                      • 1. Contract Law and Policy Structure
                        • 2. Risk Management and Insurable Interest
                          - New York Insurance Code and Laws
                          • 1. Unfair Trade Practices
                            • 2. Producer Responsibilities and Ethics
                              • 3. Licensing Requirements and Procedures
                                Topic 4: Underwriting, Marketing and Sales Practices15%- Sales and Customer Service
                                • 1. Suitability and Disclosure Requirements
                                  - Application and Underwriting Procedures
                                  • 1. Risk Classification and Selection

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    Question #1

                                    The cost of a long-term care policy is based on all of the following EXCEPT

                                    • A. level of benefits provided.
                                    • B. personal income.
                                    • C. health condition.
                                    • D. age.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

                                    Explanation: Only visible for Prep4sureGuide members. You can sign-up / login (it's free).

                                    Question #2

                                    According to Health Insurance Portability and Accountability Act (HIPAA), when can a group health policy renewal be denied?

                                    • A. There have been too many claims in the previous year.
                                    • B. Participation or contribution rules have been changed.
                                    • C. Participation or contribution rules have been violated.
                                    • D. The size of the group has increased by more than 10%.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: C  🗳️

                                    Explanation: Only visible for Prep4sureGuide members. You can sign-up / login (it's free).

                                    Question #3

                                    HICs usually structure copayments to discourage:

                                    • A. Preventive care
                                    • B. Non-emergency visits to the emergency room
                                    • C. Outpatient X-rays
                                    • D. Prescription drug usage
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

                                    Explanation: Only visible for Prep4sureGuide members. You can sign-up / login (it's free).

                                    Question #4

                                    A Medicare Supplement policy must NOT contain benefits which

                                    • A. are covered by Workers Compensation.
                                    • B. duplicate Medicare benefits.
                                    • C. charge additional premiums.
                                    • D. cover more than Medicare coverage.
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

                                    Explanation: Only visible for Prep4sureGuide members. You can sign-up / login (it's free).

                                    Question #5

                                    What information must be included in the statement accompanying an insurance claim payment made by an insurer?

                                    • A. A list of all claimants involved
                                    • B. The coverage under which the payment is being made
                                    • C. The agent ' s name and address
                                    • D. The reinsurance carrier involved
                                    Reveal Solution  Discussion  0

                                    Correct Answer: B  🗳️

                                    Explanation: Only visible for Prep4sureGuide members. You can sign-up / login (it's free).

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