Insurance Licensing InsNV_Health02 Q&A - in .pdf

  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Sep 28, 2026
  • Q & A: 132 Questions and Answers
  • PDF Price: $59.99
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Insurance Licensing InsNV_Health02 Q&A - Testing Engine

  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Sep 28, 2026
  • Q & A: 132 Questions and Answers
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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health — General Knowledge~68%- Insurance Concepts and Underwriting
  • 1. Insurance Basics and Risk
  • 2. Premiums and Renewal
  • 3. Application and Underwriting
- Policy Provisions, Clauses & Riders
  • 1. Mandatory Uniform Provisions
  • 2. Other Provisions and Clauses
  • 3. Optional Provisions
  • 4. Common Riders
- Types of Health Insurance Policies
  • 1. Accidental Death & Dismemberment
  • 2. Limited Benefit Plans
  • 3. Disability Income Insurance
  • 4. Medicare Supplement Policies
  • 5. Long-Term Care (LTC) Insurance
  • 6. Medical Expense / Major Medical Insurance
  • 7. Group Health Insurance
- Social Insurance / Government Plans
  • 1. Medicaid
  • 2. Social Security Disability Benefits
  • 3. Medicare (Parts A, B, C, D)
Topic 2: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Marketing Practices and Unfair Trade
  • 2. Insurance Guaranty Associations
  • 3. Insurance Commissioner Authority
  • 4. Definitions and General Provisions
  • 5. Agent Licensing Requirements
- Nevada Health-Specific Regulations
  • 1. Replacement and Free-Look Provisions
  • 2. Group and Credit Health Rules
  • 3. Advertising and Disclosure Rules

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Which statement best describes a group life conversion privilege?

  • A. It allows an insured leaving the group to obtain individual coverage without evidence of insurability, subject to the policy terms.
  • B. It transfers the employee's group policy cash value to a retirement account.
  • C. It guarantees that the group premium will never increase.
  • D. It allows the employer to convert all employees into beneficiaries.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #2

A full-time employee who is suffering from chronic kidney failure and requires dialysis is eligible for medical coverage under which of the following plans?

  • A. Medicare
  • B. Medicaid
  • C. Social Security Disability benefits
  • D. Workers ' Compensation
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #3

An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:

  • A. National Association of Insurance and Financial Advisors
  • B. Nevada Insurance Commissioner
  • C. National Association of Health Underwriters
  • D. Nevada Attorney General ' s office
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #4

The Nevada Life and Health Insurance Guaranty Association becomes involved in an insurance company ' s affairs when the company:

  • A. withdraws as an Association member
  • B. denies a claim
  • C. becomes insolvent
  • D. enters a lawsuit against a claimant
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

A policy pays a stated dollar amount for each day an insured is confined to a hospital, regardless of the actual hospital bill. What type of coverage is this?

  • A. Major medical insurance
  • B. Hospital indemnity insurance
  • C. Comprehensive dental insurance
  • D. Disability buy-sell insurance
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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