Insurance Licensing PA-Title-Insurance-Agent Q&A - in .pdf

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 19, 2026
  • Q & A: 67 Questions and Answers
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  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 19, 2026
  • Q & A: 67 Questions and Answers
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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionObjectives
Topic 1: Real Estate and Settlement Procedures- Legal Concepts
  • 1. Deeds and conveyancing
    • 2. Liens and encumbrances
      - Closing Process
      • 1. Escrow handling
        • 2. Settlement statements (HUD-1 / Closing Disclosure)
          Topic 2: Ethics and Professional Conduct- Fiduciary Responsibilities
          • 1. Duties of insurance producers
            • 2. Consumer protection standards
              Topic 3: Insurance Industry Overview- Fundamentals of Insurance Principles
              • 1. Risk concepts and types of risk
                • 2. Insurance contract basics
                  - Regulatory Framework
                  • 1. Licensing requirements and compliance
                    • 2. State insurance regulations (Pennsylvania)
                      Topic 4: Title Insurance Principles- Title Search and Examination
                      • 1. Public records and title defects
                        • 2. Chain of title
                          - Title Insurance Policies
                          • 1. Covered risks and exclusions
                            • 2. Owner vs lender policies

                              Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                              1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

                              A) condition.
                              B) standard exception.
                              C) requirement.
                              D) post policy event.


                              2. All of the following are subject to false advertising regulations EXCEPT

                              A) statements.
                              B) gifts.
                              C) letters.
                              D) circulars.


                              3. A notarized deed ensures that the

                              A) deed can be recorded.
                              B) title is transferred.
                              C) deed is legally binding.
                              D) title is clear.


                              4. A deed was properly completed and executed. Title to the property passed when the deed was

                              A) recorded.
                              B) signed.
                              C) accepted by the grantee.
                              D) acknowledged.


                              5. A manufactured home can be insured if

                              A) it is on the insured property and has a permanent foundation.
                              B) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
                              C) a mortgage has been filed describing the manufactured home.
                              D) it has a motor vehicle title and is located on the insured property.


                              Solutions:

                              Question # 1
                              Answer: C
                              Question # 2
                              Answer: B
                              Question # 3
                              Answer: A
                              Question # 4
                              Answer: C
                              Question # 5
                              Answer: B

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